What Kind Of Car Insurance Do I Need In California

What is the minimum coverage for auto insurance in California?

Minimum California auto insurance coverage requirements according to state law include: $15,000 per person for injury, $30,000 per accident for injury, and $5,000 for property damage liability.

Do California drivers really need car insurance?

No, California drivers are not required to have car insurance: to obtain a driver's license in California, you do not need to provide proof of car insurance. The vehicles that are driven in California are a different story, however, and proof of financial responsibility is required for all vehicles that are registered in California.

Which states require auto insurance?

Car insurance requirements for all 50 statesAlabamaAlaskaArizonaArkansasCalifornia. Notes: California also helps low-income drivers who otherwise would not procure car insurance get a policy through the California Automobile Assigned Risk Plan.ColoradoConnecticutDelawareDistrict of ColumbiaFlorida More items...

What is the penalty for driving without insurance in California?

Drivers (residents and those from out of state merely driving through California) that are caught operating a vehicle without valid insurance or a self-insurance certificate will be fined anywhere from $100 to $200 for a first offense and between $200 and $500 for a second offense.

What Kind Of Car Insurance Do I Need In California

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