What Does Bodily Injury Auto Insurance Cover

What is the best coverage for bodily injury?

If you are found at fault for an accident, then bodily injury liability coverage (BI coverage) pays for the injuries and death of people involved in the accident other than yourself. BI coverage also pays for legal defense costs if you are sued.

What is the average liability coverage for bodily injury?

Liability for Bodily Injury – The minimum coverage for bodily injury varies by state and may be as low as $10,000 per person or $20,000 per accident.

How much bodily injury liability do you need?

Insurance experts generally recommended that you purchase 100/300 limits of bodily injury liability (meaning $100,000 for one person in an accident and $300,000 for all people injured in one accident). On the other hand, if your personal assets don't amount to much, there's little for another driver to get if he were to sue you.

What is typical bodily injury coverage?

Here are the principal kinds of coverage that your policy may include: Liability for Bodily Injury – The minimum coverage for bodily injury varies by state and may be as low as $10,000 per person or $20,000 per accident. Many auto policies stop at a maximum of $300,000 or $500,000 per accident for Liability coverage.

What Does Bodily Injury Auto Insurance Cover

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