Insurance Coverage When Renting A Car

What kind of insurance do I need for renting a car?

If you have liability insurance (which is required by law), you have basic rental car insurance coverage, but only for liability. Liability insurance basically covers the driver and passengers but not the rental vehicle itself.

Do I have take insurance while renting a car?

Renting a car when you have your own car insurance If you have your own car insurance, you likely don't need to purchase additional car insurance for your rental car. You should check your insurance policy or call your insurer to make sure, but most policies extend the definition of your "covered vehicle" to any vehicle you rent.

How does insurance work when you rent a car?

If you are renting a standard private passenger vehicle, your own car insurance will typically cover the rental for up to 30 days. The complications come when you are renting a luxury car that has a value that dramatically exceeds the value of your car.

Does full coverage insurance pay for a rental car?

Rental reimbursement coverage is sometimes part of full coverage. This covers a rental car while yours is in the shop for repairs after an accident or a covered loss. The insurance will usually cover up to a set dollar amount each day for a predetermined number of days.

Insurance Coverage When Renting A Car

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