How To Dispute An Insurance Claim Denial

That means if an insurance company denies your claim, it is supposed to have a legitimate reason to do so. If the company knows its policyholder is at fault and no exceptions apply, and a claim is denied anyway, the company may be acting in bad faith, or in other words intentionally not fulfilling the company’s contractual obligations.

However, if an insurance company denies your claim and you believe the claim was denied in bad faith, you should contact an experienced bad-faith attorney to evaluate your case. An insurance company should not look for ways to deny your claim. The insurance company should look for ways to pay your claim.

Do research in the area to determine if your claim was valid. For example, if you were in a car accident and your insurance claim was denied because of the amount you requested for repairs, talk to mechanics and other automobile experts in your area to determine an adequate price to repair your vehicle.

The insurance company may claim that the accident was your fault or the policy does not cover your claim Regardless of the reasons they try and deny your claim. You can sue your insurance company for denying your claim without a good reason to do so.