Who has the cheapest SR22 insurance?
SR-22 is the name of a form that needs to be submitted by the convicted driver’s insurer to the government. This form proves that the driver’s car insurance meets the state’s minimum liability coverage requirements. In Washington, State Farm offers the cheapest SR-22 coverage, with average annual rates of $550.
What is SR22 insurance and what does it cover?
An SR22 will typically cover property damage and any liability arising from an accident in which the reinstated motorist is involved. It is referred to as financial responsibility insurance because it covers the motorist’s liability to others who may be involved in an accident.
How can I get a SR22 insurance?
The best way to get SR22 insurance is to call an agent with a high-risk insurance company.To acquire SR22 insurance, you cannot own a vehicle, live in a household with one, or require an ignition interlock breath device.SR22 insurance prevents a lapse in coverage and can cover accidents if something happens while you're borrowing a car.
What do you need to know about SR22 insurance?
Common circumstances that result in an SR22 insurance requirement include the following:DUI or DWI or other major alcohol violation convictionSerious moving violation conviction, such as reckless or negligent drivingSeveral traffic offenses in a short time periodDriving without insurance convictionBeing involved in an accident while driving without insurance More items...